Submitting an insurance claim can be complicated – especially when you don’t deal with insurance companies every day.
That’s why Martens is here to help.
When you get your roof repaired or replaced by one of our skilled roofers, we can work with insurance companies on your behalf. This includes contacting them for the purposes of pre-approval and helping you through any hiccups with the claiming process. In our decades of experience, we’ve established relationships with many major insurance companies and claims adjusters.
They trust us to do the job right and to provide accurate quotes. You can trust us to help you negotiate with them. When there’s a difference between what the claims adjuster has estimated for repairs, and what we think we’ll need to complete repairs, we can talk to the insurer on your behalf.
Wondering about how to make an insurance claim? We’re here to help. When a roofing emergency has caused damage that you need to be repaired fast, follow these steps:
The first step is to contact your insurance company. They’ll ask questions – what caused the damage, what kind of damage has been done, how severe it looks, and the like. They’ll give you a claim number, and an idea of when the adjuster will arrive to assess the damages to your home.
When discussing your claim with the insurer, they’ll inquire about the damage that could lead to further damage – such as a hole in your roof that could lead to water damage. They’ll then advise you of steps you can take to prevent damage, and they may put you in contact with a contractor who can quickly repair the most serious damage.
Once the adjuster arrives, they’ll review the damage to your roof, and give you an estimate for the cost of repairs, as well as what the insurance company will be willing to cover.
Now that you’ve got the go-ahead to perform repairs, you can hire a roofing contractor. At times, your insurance company may recommend a contractor. We encourage you to research different contractors to find the one who best suits your needs.
The roofing contractor you hire may come to different conclusions than your claims adjuster. They may, for example, find damage to the substrate materials of the roof, or other structural damage that the adjuster did not see. This type of damage can increase the overall cost of repairs.
In these scenarios, a good roofing contractor, like Martens Contracting, will contact the insurance company on your behalf and advise the claims adjuster of why a higher level of coverage is necessary to complete repairs on your roof or siding.
Negotiations between your contractor and claims adjuster allow you to ensure you have the resources you need to get your home repaired properly. Craftsmanship, expertise, and high-grade materials all improve the quality and longevity of the repairs.
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